Thank you for visiting our TexasMedicareExplained.com website. At TexasMedicareExplained.com, our goal is to provide you with the best online experience possible and your trust is key to our success. Accordingly, your privacy and the protection of your personal data is very important to us. We want our TexasMedicareExplained.com site to easily serve your needs and, in certain areas of our site, you may be able to provide personal data to interact with our site, contact us, or to receive information from us via email, phone, as a download, to access certain parts of our site or use web-based applications on our site (such as our recommendation engine or Medicare deadline calculator).

This privacy notice discloses the privacy practices for TexasMedicareExplained.com. This privacy notice applies solely to information collected by this website. It will notify you of the following:

1. What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
2. What choices are available to you regarding the use of your data.
3. The security procedures in place to protect the misuse of your information.
4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you.

We will not sell or rent this information to anyone unless one of the following limited exceptions applies:

• Insurance Companies, Licensed Agents and Business Partners, HSA Trustees or Administrators, and Government-run Exchanges and Entities

We will use your information to respond to you, regarding the reason you contacted us or based on your interaction with our site. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request or provide you with additional information that we feel is relevant to your request, use of our site, e.g. to help you find information related to Medicare plans.

Unless you ask us not to, we may contact you, using the forms of communication we have available from you, in the future to tell you about specials, new products or services, or changes to this privacy policy.

When we talk about “Personal Information” in this Privacy Policy, we are talking both about device information and information that you voluntarily give us while on the site.

Registration & Submission
In order to use certain parts of this website, a user must first complete the registration and or submission (of data) form. During registration or submission a user is required to give certain information (such as name and email address). This information is used to contact you about the products/services on our site in which you have expressed interest or to fulfill a request such as finding a Medicare plan.

Security
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as social security or Medicare numbers), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, customer service or licensed insurance agent) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 1-800-787-5525.

If you do not agree with our Privacy Policy, you should stop use of our TexasMedicareExplained.com site. By continuing to access or make use of our TexasMedicareExplained.com site, you agree to be bound by the Privacy Policy.

Personal Information We Collect
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as “Device Information.”

Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.

We collect Device Information using the following technologies:

• “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org.
• “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
• “Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site.

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you.  For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

You can opt out of targeted advertising by visiting or contacting the companies mentioned below:
FACEBOOK – https://www.facebook.com/settings/?tab=ads
GOOGLE – http://www.google.com/ads/preferences
BING – https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at:  http://optout.aboutads.info/.

Do Not Track
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.

Minors
The Site is not intended for individuals under the age of 18.

Changes
We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons.